_Jon is a seasoned bank regulatory lawyer and consultant with broad experience in regulatory assessment and strategy, operational compliance, legal interpretive matters, and policy matters. After starting his career in the Office of the Comptroller of the Currency Law Department, Jon spent 12 years  as a financial services regulatory consultant at Promontory Financial Group, where he held the positions of director and special advisor. More recently, Jon has provided independent regulatory consulting services in the fintech space.

Jon’s work has included designing, implementing, and evaluating compliance programs and systems; bank charter/license applications (especially written business plans), suitability analyses, and readiness assessments; regulatory policy analysis and white papers; regulatory due diligence for potential acquirers of banks, nonbank finance companies, and financial technology companies; and responding to regulatory criticism and correcting identified deficiencies.

Jon’s specialty areas include design and implementation of compliance obligation inventories and projects to map requirements to operating controls; affiliate transaction restrictions (Regulation W); regulatory capital rules (Basel III); restrictions on proprietary trading and funds activities (the Volcker Rule); housing finance policy; and general banking law matters.